Articles from: July 2017

California Victim of Financial Elder Abuse Says Bank Did Not Question Withdrawals

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A recent victim of financial elder abuse claims that Bank of America did not question transactions when she withdrew money. The senior citizen victim was allegedly scammed out of approximately $35,000. Police are searching for a black woman in her 40’s who disappeared with the money. California financial elder abuse attorneys warn seniors to be wary when people they do not know well as them to withdraw money from their accounts.

According to authorities in this case, the suspect told the senior citizen victim that the president of Bank of America had contacted her and told her that he need the victim to pull money out of the bank. The suspect promised the victim $572,000 in return for doing so. The victim then withdrew $12,000 from a Bank of America in Redlands, California, and another $23,000 from another Bank of America branch in San Bernadino, California. California financial elder abuse attorneys warn seniors that bank officials will not ask them to withdraw money from their accounts.

Bank of America officials say that there are security efforts in place to protect senior citizen customers from financial elder abuse. Bank of America has stated that bankers and tellers receive extensive training to identify banking transactions that are out of the ordinary. Bank of America officials also stated that they follow applicable state laws which may include contacting Adult Protective Services or local law enforcement. California financial elder abuse attorneys remind the public to be vigilant regarding financial elder abuse.

In this case, the suspect befriended the stranger in a grocery store parking lot. After the money was removed from the accounts, the suspect told the victim that the bank president wanted them to put the money in the victim’s trunk and return to the other Bank of America branch to fill out paperwork. The suspect then went to use the bathroom and disappeared with the money.

Evans Law Firm, Inc. handles elder abuse, financial elder abuse, physical elder abuse, annuity fraud, consumer fraud class actions, insurance and banking fraud cases. If you think that you have witnessed or are the victim of elder abuse, or financial fraud then contact Evans Law Firm, Inc. at 415-441-8669 for a free and confidential consultation, or email us at

Small Business Owners Business Best Practices Ideas

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Small businesses are often beaten out by larger competitors because the bigger business has better practices than the small ones do. The good news is that there are many of the business best practices that are used by big companies that can be translated for small businesses.

These business best practices are some of the best kept secrets and will in the long run make a business more successful. Here are a few ways you can use these business practices to fit your small business.

One: Borrowing ideas from other companies is one business practice you can use in your small business. This is known as best practice benchmarking and it can lead to vast improvements in your business structure if it is done the right way.

Most small businesses have a tighter budget than the big businesses do so the business practices that you learn can save money and can be even more beneficial to you than it would be for the big business. When you emulate another business and how they cut costs, you will be able to do the same thing they have done in a much shorter time period.

Two: You have to have a clear understanding of business methods if you are going to borrow their business practices. You need to do some heavy research and ask questions. This will help you figure out how others were able to get the job done to get them to their goals.

This is imperative if you are going to have success using these practices with your small business. One helpful way to find out the information you need is to send surveys to businesses that are successful in the business field you are looking at.

Three: Once you have studied the business best practices and you know how that business uses them, you will need to translate them to fit your small business. Before they will work for your business t want business practice you can use in your small business is borrowing ideas from other companies here may be some crucial modifications that need to be made.

Four: One business practice that is imperative to the success of any business of any size is to have good communication in your business. This means that you need to communicate on a regular basis with your employees.

You have to do this to make sure that everyone is on the same page business wise. Otherwise, you may find problems cropping up that you will have to deal with.

Emulating business best practices is fine but you want to make sure that you don’t steal their practices outright. Always do your research and use the business practices that you can modify to fit your small business. Don’t do anything to get your business in trouble in the future.

Sales Copy that Converts Web Visitors to Customers

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It may be nice for a business to have their website so often frequented by large amounts of traffic. However, what many businesses have found out is the traffic isn’t always all it’s cracked up to be. Having a large amount of visitors to a particular website doesn’t mean a great deal if those visitors aren’t converted into customers. While there are many opinions on how to go about doing this, perhaps one of the best ways is to offer impeccably written sales copy.

However, before a person goes into great detail in how to learn how to write a sales page that converts traffic into customers, it will be important to focus on getting targeted traffic first. The best sales copy in the world isn’t going to sell fidget spinners to senior citizens. The first thing to do will be to focus on getting the right type of traffic. Once that challenge is accomplished through Internet marketing, then the challenge will be to turn that targeted traffic into loyal customers.

In terms of writing sales copy, the quality of the copy can be helped or hindered by the attractiveness of a website. Writing sales copy that is engaging but having it on a website that is outdated or difficult to navigate can negate even the best written sales copy.

Another aspect of converting traffic into customers is called weeding. This is a process where sales copy is written in such a way as to root out the people who aren’t terribly interested in the products or services provided. This also helps to identify the people that are serious about purchasing a product or service.

Lastly is the retention phase of the sales copy. Retention is a method of giving interested individuals reading the sales copy information that they didn’t have. This helps to intrigue a potential customer and, at this point, the odds of them becoming a paying customer as opposed to just a casual visitor to a website are much better.

It’s easy to think that large numbers of traffic will automatically convert to paying customers on a website. However, that isn’t reality. By making a sales pitch more attractive, weeding out the casual visitor and offering information that potential customers didn’t have, your sales copy can be exactly what is needed to turn website visitors into longtime patrons and customers.

The Essentials of Services – The Basics

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Factors to Consider When Searching For a Reliable Forensic Business Investigation Professional

There are many steps that you can take to make sure that your business is protected. The first step that you should take is to look for a reliable lawyer that will take care of all your legal problems. Also, ensure that you find a law firm that is able to cater for all your legal problems so that you will only hire one company. What is more, it is very important that you separate your company from yourself so that you can protect your personal assets in case of any legal problem. In addition, you should make sure that your staff members and also managers are careful about the announcements and press releases that they put out to the public. In addition, you should search for a forensic business investigation for your business. Remember that there are many companies that offer the forensic business investigation services and therefore, it is best that you are careful about the one that you choose.

Therefore, you can ask for recommendations from other lawyers that you have encountered since there are chances that they are familiar with a forensic business investigation professional. In addition, you should search online for a reliable forensic business investigation company and ensure that you read the information that you will find on their websites so that you can determine if they are serious about their work. Also, make sure that you read the online comments so that you can identify a professional that has a good reputation since you can be sure that you will find good services. Also, you should be aware that there are some forensic business investigation companies that are only interested in making money and therefore, you should search for the one that values its customers.

Ensure that you search for at least three of the best forensic business investigation service providers and then conduct further research on their services. In addition, you should make sure that you compare the prices of the different forensic business investigation companies so that you can find the one that matches your budget. That means that you should avoid the forensic business investigation organizations that have the lowest quote since they will likely offer poor services. What is more, ensure that you interview your potential forensic business investigation organizations in order that you can know more about their personalities. Therefore, guarantee that you write down a few questions that you would like to ask your prospective forensic business investigation professionals so that you can know them better. That means that you should focus more on the local forensic business investigation companies so that it can be easy to meet with them personally. Therefore, make sure that you choose an individual that has an extensive experience in handling forensic business investigation cases.

Interesting Research on Sales – What You Didn’t Know

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Solid Evidence That Investing in Commercial Property Is Good for Your Career Development

Investing your money today is less requesting to do appeared differently in relation to the considerable old conditions. You can invest your money either to a stock trade or to a private land, yet as shown by the pros, investing in commercial property is more relevant, beneficial, and remunerating not in any manner like when you invest with substitute assets that are available in the market or classes. Because when you consider investing in commercial property, you can get an assurance that your invested money will be safe since there is a constant generation of income with regards to the field of properties. This could imply that whether you will put your cash in a residential land or with a commercial land, you will at present get the advantage of winning more pay dissimilar to with alternate sorts of ventures. In that capacity, on the off chance that you need a beyond any doubt come back from your invested cash, you ought to view investing in commercial property, as more particular, since when you consider this alternative, you will have the opportunity to acquire 8% to 10% return contrasted with the private land venture which will just give you around 5% of rate of profitability. This may sound too technical, but this is just to give you a rough estimate on what you can expect when you consider investing in commercial property.

Provided that investing in commercial property is more promising than the residential real estate investment, you should still make an effort to know what could be the best investment for you because if you are not ready to face the expensive world of investing in commercial property, maybe this option will not work for you because this is a long-term investment. This means that you cannot expect your money to be doubled or tripled as fast as you may expect because it takes time before you finally get the fruits of all your labour. Nonetheless, when you are 100% sure that you are as of now arranged to stand up to the high focuses and low purposes of investing in commercial property, by then, dive in and start accomplishing your dreams!

So together with the facts given about the commercial property investment, you can also use the following advantages listed below in creating a decision about investing in commercial property:

1. Investing in commercial property is more cost-productive on the grounds that you won’t experience extensive costs once the business is as of now running. This means that you will not be in charge of the maintenance fees and other utility expenses that were usually processed by a residential real estate owner. So fewer expenses suggest that you will have lesser nervousness and get more money.

2. Investing in commercial property will give you an assurance that your money will not be wasted because once a commercial tenant leases to your commercial property, there is a bigger chance that they will lease your property much longer because a business would not risk all their efforts and money then leave your commercial property in just a snap of a finger since they will have a big tendency to lose all their invested money if they will immediately move out of your place. Therefore, the period of lease is longer when you started investing in commercial property compared when you invest in residential real estate.

So all in all, investing in commercial property is more advantageous compared to other options available. Besides all the specified advantages of it, you can likewise expect that you won’t encounter any hardship when you consider applying this for financing since bank establishments are thinking about the business property venture as more competitive than residential investment. Yet, before beginning the way toward investing, ensure that you will converse with a specialist first so you can get a more profound learning about investing in commercial property.

Cited reference: http://www.supanet.com/investing-in-commercial-real-estate-what-you-need-to-know-a18538.html

What is USDA Organic and Trade Certified Coffee Texas

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What is USDA Organic and Trade Certified Coffee

USDA Organic coffee does not feature chemical substances that are fabricated. This is because a few of those substances that show up in non-organic coffee feature specific kinds of herbicides and chemicals.

USDA Organic Coffee

Accrediting coffee as natural needs the farm the coffee was fertilized at is a totally natural farm. Prior to coffee could officially be identified natural, a USDA agent must evaluate the website where the coffee was created. There are national specifications that the coffee has to comply with long before being taken into consideration natural. The national specifications state that the coffee should be increased on a ranch that asks planters not to make use of chemicals on their crops within the last three years. Exceptions are typically made to this standard and there is no guarantee that any type of coffee identified USDA Organic is totally free of deposit from chemicals.

Types of natural fertilizer that are typically made use of to increase coffee grains feature basic garden compost, chicken manure, bocachi, and coffee pulps. If it is established coffee grains were increased using phosphate or man-made nitrogen the USDA will rule out them to be natural.

After coffee grains have been picked, the Organic Meals Production Act keeps track of the manufacturing of the coffee and regulates the chemicals that could be made use of to produce it. These rules are not always complied with. The Organic Specification Board of the Usa has proclaimed that classifying coffee as natural does not make it any type of healthier compared to coffee that is not taken into consideration natural. Trade Certified Coffee

Trade Certified Coffee is coffee that sustains the tip of households who operate farms having much better lives. This is accomplished by charging customers fair rates for coffee. It also involves the advancement of farming communities and sustaining stewardships of an environmental attributes. A balance of trade farmer is one who functions directly with the business that provide items to grocery stores, restaurants and coffee shops around the nation. These are typically global purchasers that could help planters get their coffee in to stores throughout the world.

Because of the truth that planters increase grains to produce trade certified coffee, they could better support their households and spend for the university educations of their children. They also help to make global trades much more well-liked and much more effective for planters far and wide in addition to secure the setting by maintaining the world’s resources and dramatically minimizing ecological air pollution.

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Questions About Finances You Must Know the Answers To

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How to Beget the Best Deal For Your Money

Taking an interest in business will expect you to approve that you do know how it is that you can end up siring the best offers, this will affirm that you do fulfil approximately a motivating force for your money, regardless, you will end up having a predominant method through which you can accomplish the thing or administration that you would require without basically having to extremely pay for it, meaning that eventually, you do save time and money, also, you will be guaranteed of high quality products and services, thus getting to be mitigated.

To accomplish this, there will be a couple of consultations which you should make, all of which will be gone for confirming that inevitably, you have possessed the capacity to achieve an arrangement which you will be mollified with, getting the opportunity to deduct feeling out of the condition is one of them, this will validate that over the long haul, you can sire the arrangement that you would have been searching for, implying that you won’t wind up being appended, emotions in most cases will lead to you being attached, which some might take to their advantage.

An article printed by Cheval Inc shows that there are two or three things which ought to be driven thusly finding the opportunity to fulfil the give you would have been scanning for, being obliging is among them, for a buyer, you need to interface with your vendor and find the offers which are available, in this way having the ability to know which offers you can make.

For a seller, on the other hand, it would be better getting to highlight all the positive parts of the business; these will be able to attract your buyers, thus getting to authenticate that you can make some money and even that you do end up discerning of all that would eventually work best.

For every last gathering, you will wind up finding that there will be a few routes through which you do wind up getting to be plainly agreeable, implying that for a purchaser, you have first to regard what the merchant is attempting to give, this will validate that you do get the opportunity to comprehend the item and the administrations, hence having the capacity to appreciate what it is that you may wind up achieving.

Furthermore, a seller will have to be patient, most buyers get to take time before they make their minds, which will mean that it would have been much better getting to know what it is that the buyer would have liked thus getting to authenticate that both partied do end up assuaged or even begetting all they would need.

Forex Robot To Double Your Money Each Month

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Get A Forex Robot That Is Capable Of Doubling Your Money Every Single Month… I Guarantee That The Video Below Will Change Everything You Have Heard, Seen Or Tried In Forex Automatic Robot Trading…

See MAGIC Unfolding In Front Of Your Eyes: (go to link to see the video) )

True..those $42,500 are REAL dollars…Not some demo account or some back-tests…but real money that can buy real things…produced by the century’s most robust, profitable and easy to use Forex robot ! Yes…Thats Right, You Got It…We Put Our Money Where Our Mouth Is! Here is a real money account which is traded on public! It grew from $5,100 to around $36,500 Fapturbo is verified by Ea Lab. Here is more trading proof: Just now we released the new Spring 2011 Update FREE of charge (as usual) to our members adding a new INCREDBILY good performing trading pair and many new features that have been tested over months. Our Forex robot can be traded with ANY account size….BIG or SMALL! We wanted to show everyone that unlike many scam-only-working-on-paper Forex robots out there, FAP Turbo is REAL Now…lets get to the most important part of all of this…to the reason why FAP Turbo is #1 and will be undefeated for a VERY long time. I want your full attention here…I mean it, this is KEY: Understanding the following will show you why FAP Turbo is the real deal…why it’s a golden opportunity for the smart ones… Do you remember I told you at the beginning of the letter that back-test results are worthless? Well, THEY ARE! So, why am I about to to show you back-test results of FAP Turbo? Well…and this is the best lesson you will ever learn in Forex robot trading: Back-test Results Are Worthless UNLESS You Can Validate Them With Live Forward Trading! What does this mean? Well, simple and to the point: if you back-test a robot and it shows 100% -demo- profit in one month, it should PRODUCE around 80-100% profit in LIVE trading. Thats it…mo more and no less! So, how did FAP Turbo perform in back-testing? Well…

For those that are a bit -technical- let’s sum up the above: -11 Years Back-test -14,088 Total Trades -99.66% Winners -10,607% NET Profit -0.32% Drawdown! Incredible results right? Yes, VERY impressive…

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Interesting Research on Resources – What No One Ever Told You

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Guidelines In Controlling Your Cash

You’ve definitely got a big shot at life if you’ve just started living in the world of work and education. Your circumstances hardly even matter when it comes to your relationship with money and keep in mind that money will define your level of stability, your future, your security and all the rest of your life. You have to remember that if you’re not careful with your cash right now, there’s a really high chance of you experiencing a future where you’ll be living in a world of financial insecurity.

The good news here is that you’ve just started out in living in the real world and that means you’re still young and you know how to access the internet. With that said, you definitely have the time, opportunities as well as the knowledge on your side (if you wish to learn, that is). You just have to use some valuable tools so that you can refrain from making any mistakes in financial decisions that you’ll have to make for your future and that you can develop a good relationship with your money effectively. They key to this is avoid spending so much that it will exceed the amount you earn. Spending on unnecessary vacation, going for major shopping sprees are examples of really tempting paths to pointless debt.

You have to keep in mind that debt is a real danger for quite a lot of reasons. Any debt, no matter how big or small it is, will affect your credit rating. This can significantly affect the future of young people. If you apply for a contract mobile phone deal, you might just be rejected because of it. You might even experience being turned down on your mortgage. You might seriously be affected in any future decisions that you’ll have to make. Far be it that you get emotionally stressed and worried because of debt. However, you should also consider the fact that debt is not the end of the world as people are expected to experience having some debts at some point in their lives – it’s how you settle it that matters.

Being in debt doesn’t really mean a bad thing – it is at the point when you choose live in debt that would eat your life out. There will always be at least a couple of methods for you to pay your debt and people who owed others will definitely prefer that attempts are made to pay them accordingly.

The key to keeping in control of your cash is to know how to effectively manage debt and spending. This may be difficult for really young people because they are usually the target of people who seek to profit from debt. However, knowing how to control your cash is an invaluable skill that can be learned by pretty much anyone no matter their age.

Mortgage Modification Companies – Are They Legit

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Facing possible foreclosure is indeed a highly stressful situation for any homeowner; this is your home, your security, your future! Deciding to go it alone or have a mortgage modification company assist you can be very confusing and only adds to your stress! Which is best for you? Are there mortgage modification companies out there that are legitimate?

Let’s first look at going through the process on your own. Depending upon your lender there are many requirements that must be met to qualify for a mortgage modification. There are a lot of forms and crucial information that must be presented correctly and accurately if you hope to qualify. You can do the research required; you can contact your lender yourself as millions have and had very successful outcomes! The key here is to do your homework! Make sure you know exactly what your lender requires! Leaving out even one form or one piece of vital information could be the determining factor in qualifying and getting approved! If you are comfortable doing the research and filling out the forms and in dealing directly with your lender than you can certainly do this on your own!

If you don’t feel quite as confident and want help, it is available! There are legitimate mortgage modification companies that will walk you through the process and deal with your lender so you don’t have to. You do need to do some homework before choosing someone to assist you! There are some scams out there to be wary of! Mortgage modification companies will charge a fee that can be thousands of dollars. For many homeowners it is worth paying that fee for the security of knowing the company is dealing with the lender to get you the best possible modification loan. The choice is truly up to you! Make sure to investigate the mortgage modification companies prior to choosing one to work on your behalf.

You can also hire an attorney to help you with the loan modification process. Usually an attorney will charge more than the mortgage modification companies will because an attorney is on retainer. Keep in mind that you do not need an attorney for this process, again that is up to you!

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